Your Complete Guide to Breast Augmentation Costs and Financing Options in 2025
When considering breast augmentation, understanding the complete financial picture is crucial for making an informed decision about this transformative procedure. With costs varying significantly across the country and multiple financing options available, today’s patients have more flexibility than ever in achieving their aesthetic goals.
Understanding Breast Augmentation Costs
The average cost of breast augmentation with implants is $4,875 according to the latest statistics from the American Society of Plastic Surgeons, though the national average cost for breast augmentation surgery was $4,294 in 2024. However, this average cost is only part of the total price – it does not include anesthesia, operating room facilities or other related expenses.
Depending on your geographic location and the experience of the surgeon, the total price of a breast augmentation may range from $5,100 up to $18,465. When we look at what real patients report spending on platforms like RealSelf, the average total cost in 2024 is closer to $7,455, with a range spanning from $3,900 to over $12,500 depending on various factors.
Factors Affecting Breast Augmentation Pricing
Geographic Location
The geographical location of the practice plays a considerable role in determining the cost. Typically, areas with a higher cost of living tend to have higher surgery prices. Patients may find that undergoing surgery in metropolitan areas or major cities incurs additional expenses compared to smaller towns or regions with a lower cost of living.
Surgeon Experience and Credentials
A surgeon’s fee for breast augmentation will be based on his or her experience, the type of procedure used and the geographic office location. A board-certified plastic surgeon with 20+ years of experience of placing breast implants will rightly charge more than a less-experienced doctor – as you’re paying for their expertise and knowledge.
Type of Implants
Typically, the cost of breast augmentation ranges from $5,000 to $10,000: Silicone Implants: Higher cost but offer a more natural feel and longer lifespan. Saline Implants: Generally less expensive but may not last as long. Saline implants are typically less expensive, averaging around $1,000 per pair, while silicone implants can cost about $2,000 per pair. The newer “gummy bear” implants, known for their cohesive gel, tend to be the most costly, starting at $2,000 per pair.
Additional Costs to Consider
Facility fees and anesthesia fees are separate expenses that are part of the surgical process. The facility charge covers the use of the surgery center or hospital, while the anesthesia fee is for the medication that keeps you comfortable during the procedure. Additionally, post-operative medication, preoperative medical tests, and any necessary follow-up appointments can further influence the overall cost.
These fees may include prescriptions for medication, post-surgery garments, medical tests, surgical facility or hospital expenses, and anesthesia fees. In some cases, a revision surgery might be necessary due to various reasons such as complications or dissatisfaction with the initial outcome. The cost for these additional procedures can be significant, as they may entail new surgeon’s fees, anesthesia, and facility costs.
Insurance Coverage
Most health insurance plans will not cover cosmetic breast augmentation costs, related complications or another surgery to revise the appearance of your breasts. Some carriers even exclude breast diseases in patients who have breast implants. Cosmetic breast augmentation is not covered by insurance. However, if done post-mastectomy or for congenital issues, reconstruction may qualify for coverage.
Financing Options for Breast Augmentation
Fortunately, many plastic surgeons offer patient financing plans for breast augmentation, making this procedure more accessible to patients with varying budgets.
Medical Credit Cards
Companies like CareCredit specialize in financing medical procedures like breast augmentation, and they often have options like zero percent interest for a certain period of time or low monthly payments. Finance beauty, aesthetic and cosmetic care at enrolled locations with easy monthly payments using the CareCredit credit card. Breast augmentation (breast lift, implants, reduction, removal, etc.) is covered under these plans.
Specialized Healthcare Financing
With PatientFi®, you can receive a customized payment plan that works for you and your budget. The application process is fast and easy, with a decision in seconds—no hard credit check required. Depending on creditworthiness and choice of financing option, APRs range between 6.99% and 29.99%. Scheduled payments are based on full contract term length.
Alphaeon Credit is another healthcare credit card that offers financing for medical and cosmetic procedures. It provides flexible payment options and competitive interest rates. Prosper Healthcare Lending aims to make financing breast augmentation more accessible than ever. For those wishing to avoid high-interest rates often charged by credit cards, Prosper gives their customers simple installment loans with no retroactive interest. This means the interest rate will remain fixed and not change, making payments more predictable and affordable to pay off over time.
Personal Loans
Many banks and credit unions offer personal loans that can be used for medical expenses, and they often have lower interest rates than credit cards. These loans can be obtained from various financial institutions and often have flexible repayment terms. Cosmetic loans are financial products that help individuals pay for elective cosmetic procedures. These loans can be used for rhinoplasty, breast augmentation, and liposuction surgeries.
Choosing the Right Surgeon
When considering Breast Augmentation Stamford area patients should prioritize finding a qualified, board-certified plastic surgeon. Drawing from his extensive surgical experience and academic training, Dr. Chang Soo Kim provides comprehensive cosmetic and reconstructive surgery. Dr. Kim’s cosmetic surgery techniques enhances one’s natural beauty without appearing artificial or overdone. Committed to reconstructive surgery with the best possible functional and cosmetic results, he is capable of tailoring surgery to a patient’s specific needs and expectations.
When choosing a board-certified plastic surgeon in your area for breast augmentation, remember that the surgeon’s experience and your comfort with him or her are just as important as the final cost of the surgery. We discourage price shopping when choosing your plastic surgeon for breast augmentation. Instead, choose your plastic surgeon based on qualifications, expertise, and rapport. You want to ensure that you get the results you desire and minimize any procedural risks.
Making Your Decision
Of course, the price of breast augmentation surgery is an important consideration, but your ultimate priority should always be choosing the right surgeon. After all, your body is going to be in their hands. Undoubtedly, breast augmentation costs in 2024 are something to think about as you embark on your surgical journey. However, the value of choosing an esteemed surgeon who prioritizes your safety, satisfaction, and ideal results cannot be overstated.
With multiple financing options available and the ability to work with experienced, board-certified plastic surgeons, breast augmentation has become more accessible than ever. Take time to research your options, understand the complete cost structure, and choose financing that fits comfortably within your budget while ensuring you receive the highest quality care.